Collection value is not profit

A profit tracker needs what you paid, not only what the cards are worth. Comped's home screen shows both: the value of what you hold, its cost basis, the unrealized gain between them, and the gain realized on cards you have sold this year.

Comped home screen: account value $17,289 across 6 cards with a one month value line, cost basis $14,857, unrealized gain $2,432
Value, cost basis and gain on the home screen. Demo data.

Unrealized gain is not income. Tax is owed on profit when a card sells, whether or not a form arrives. The guide to selling Pokemon cards and taxes covers what a seller owes in 2026.

What it tracks on each Pokemon card

Comped tracks one card from the buy to the sale. The table lists what is saved at each point.

Point in the card's lifeWhat Comped saves
You scan itCharacter, year, set, card number and parallel. On a slab, the grader, grade and cert number
You check the priceA market value from recent sales, a price line and current listings
You buy itPrice paid, where you bought it, the date and your photo of the card
You hold itCost, market value and the paper gain or loss between them
You spend on itGrading, shipping and supplies as write-offs
You trade itThe value agreed, the gain or loss on the card going out, and the cost of the card coming in
You sell itSale price, fees, shipping, the card's cost and the true profit

Each card you hold has its own page. The one below is a graded Charizard from the demo account: the PSA 10 market value, a one month price line, what the owner paid and the paper gain.

Comped Item screen for one card: PSA 10 market value $424 from 5 recent sales, down $66 in the past month, your cost $95, paper gain $329
One card: market value, your cost and the paper gain.

A sale looks for the card in your inventory, by cert number first and then by description. A match marks the card sold and moves its cost into the profit on that sale.

Profit on one card

Profit on a card is the sale price minus its cost, the platform fees and the costs of selling it. The figures below are an example to show the math, not a real sale or a price guide.

AN EXAMPLE DEAL, NOT A REAL SALE

An Umbreon VMAX 215/203 from Evolving Skies, bought raw for cash at a show and sold on eBay. The prices are made up. The fee is eBay's rule in our October 2026 fee research.

Sold on eBay (example)$850.00
Shipping the buyer pays$10.00
eBay fees: 13.25% of $919.50 with 7% sales tax, plus $0.40-$122.23
Label and mailer-$8.00
Paid in cash at the show (example)-$600.00
True profit$129.77
Tax set-aside at 25%$32.44

The seller who tracks only the $850 thinks the card made $250. In Comped you enter the fee amount from the payout report; the app does not calculate a platform's fee. To get the figure before you list, the card profit calculator runs each platform's rules. With $10 shipping charged, an $8 label and 7% sales tax, a $100 card nets $86.10 on eBay, $86.95 on TCGplayer and $88.31 on Whatnot. Cash at a show keeps the full $100.00.

Pack pulls and grading fees

A card pulled from a pack still has a cost: its share of the pack or box. No IRS ruling is specific to cards, so sellers split the box cost across the cards they keep and sell. The cost basis calculator splits a box, a lot or a break, and you enter the result as the card's cost in Comped.

Grading fees go in as a write-off. Pick the Grading fees category, enter the amount and add a note with the submission. When the slab comes back, scan it, and the record carries the grade and cert.

Comped Add Write-Off screen with seven categories: Table and show fees, Travel and mileage, Grading fees, Supplies, Shipping and postage, Subscriptions and tools, Other, then an amount field and an optional note
Seven write-off categories, an amount and a note.

No IRS guidance is specific to grading fees. The guide on whether grading fees are deductible gives our reading of how a dealer treats them.

The year: realized profit and the tax file

The Money tab adds the year up and labels each part. Realized profit is marked Taxed. Unrealized gain is marked Not taxed until sold. Below them is a set-aside estimate at 25% of realized profit.

Comped Money tab set to This Year: total gain in 2026 $4,166.06, realized profit $1,734 tagged Taxed, unrealized $2,432 tagged Not taxed until sold, set aside about $434, Export 2026 taxes button, and business spending by month
The year, split into what is taxed and what is not yet.

Export taxes makes a CSV for the year: a Schedule C style summary, then every sale, every card bought and every write-off. A 1099-K reports gross payments, before fees, shipping and what you paid for the cards, so this file is where those numbers come from.

On Pro, a linked bank account flags deposits that look like marketplace payouts. You mark each one as a card sale or a refund, or match it to a sale you already recorded.

Comped Bank Transaction screen for a $2,929.20 marketplace payout with two choices, It was a card sale or It was a refund, and a list of recorded sales to match, including a 1999 Pokemon Base Set Charizard
A bank deposit, matched to the sale it paid for. Pro only.

Free plan, price and online use

Comped is free to download, and the free plan keeps every record, including trades and the tax export. It includes 5 scans a week, and the count resets every Monday. Searching for a card by name or typing it in does not use a scan.

Pro costs $16.99 a month or $99 a year. It adds unlimited scans and the bank link.

Comped runs on iPhone. There is no web version to open in a browser. For a tracker on a computer, the free card inventory and profit spreadsheet works in Excel or Google Sheets, and it takes Pokemon cards.

Who it suits and what it does not do

Comped suits a Pokemon seller who buys singles and slabs, sells them at shows or online, and wants the profit on each one. It is not a collection checklist, and it has limits to know before you download.

  • It runs on iPhone only. There is no Android app and no web version.
  • It does not track set completion or a wishlist.
  • It scans and prices single cards and slabs. Sealed product has no scan or price.
  • It does not calculate platform fees or import your eBay, TCGplayer or Whatnot sales. You enter the sale and the fee.
  • It does not file a tax return, and it does not compute or file sales tax.
  • It does not take card payments. It records the sale you made.
  • It is not tax advice. The set-aside is a savings habit, not a tax calculation.

FAQ

Is there a free Pokemon card profit tracker?

Yes. Comped's free plan records buys, sales, trades, inventory, write-offs and profit, and exports the year for taxes. It includes 5 camera scans a week, and cards you search for or type in do not count against that.

Can I use the tracker online?

No. Comped is an iPhone app and has no web version. Sellers who want a browser tool can use the free inventory and profit spreadsheet on comped.io in Google Sheets.

Do I need to enter what I paid?

Yes. Without the cost, an app can only show what a card is worth. Comped asks for the price when you record the buy, and that number is what comes off the sale later.

Does it track raw cards or only slabs?

Both. A raw card is identified by character, set, card number and parallel. A slab adds the grader, the grade and the cert number.

Does it track sealed product?

Not as a priced item. Comped scans and prices single cards and slabs. A box you open is handled by splitting its cost across the cards you keep and sell.

What is the cost basis for a card pulled from a pack?

Its share of what the pack or box cost. No IRS ruling is specific to cards, so a reasonable split across the cards you keep and sell is the usual method.

Is it profit or the whole sale that is taxed?

Profit. A seller subtracts what the card cost and the costs of selling it. That only works if the cost was recorded, which is why the tracker asks for it at the buy.

Does a rise in my collection's value count as income?

No. A gain on a card you still hold is unrealized. Comped shows it apart from realized profit and labels it as not taxed until sold.

SOURCES AND SCOPE

Features described from the Comped iPhone app, version 1.2.2, November 13, 2026. Screens show demo data. Prices are in US dollars. The example deal uses made-up prices and is not sales data; its eBay fee follows our fee research dated October 29, 2026. The 1099-K rule is from the IRS Form 1099-K FAQs. Read our sources and editorial standards.

This is general information for card sellers, not tax or legal advice for your situation. Rules change and states differ; a CPA who knows your numbers wins every time.